What is the New Jersey post-judgment interest rate for 2026?

4.5% for judgments within the Special Civil Part limit and 6.5% for judgments above it.

What is the Special Civil Part limit?

$20,000. Judgments above it carry the higher rate, 2% over the base rate.

How is the New Jersey rate calculated?

From the average return of the State Cash Management Fund for the preceding year, rounded to the nearest half percent, under Rule 4:42-11.

Is New Jersey judgment interest simple?

Yes, unless the court orders otherwise or another law provides.

Does New Jersey allow prejudgment interest in tort cases?

Yes. Rule 4:42-11(b) adds it in tort actions, at the same yearly rates.

Where is the rate published?

In the New Jersey Courts' yearly notice on the post-judgment interest rate under Rule 4:42-11.

Built by Unison Labs

New Jersey post-judgment interest calculator

Rule 4:42-11 sets the rate each calendar year from the Cash Management Fund. Choose the 2026 rate for the size of the judgment and enter the dates.

New Jersey judgment interest

Amount ($)Rate (%)

Judgment date

Paid on

Rate

Interest

Interest for 364 days

$2,243.84

Per day$6.16

Judgment plus interest$52,243.84

New Jersey: 4.5%, N.J. Court Rule 4:42-11(a). Source: New Jersey Courts notice: 4.5% for 2026 (as of 9 November 2026). Interest is counted on a 365-day year. Not legal advice: confirm the rate in the judgment.

New Jersey post-judgment interest rates

The rates the New Jersey Courts set for calendar year 2026. Choose one to use it in the calculator.

New Jersey judgment interest rates
Applies to	Rate	Source
	4.5%	New Jersey Courts notice, post-judgment rate for calendar year 2026
	6.5%	New Jersey Courts notice, post-judgment rate for calendar year 2026
2025, judgments above the Special Civil Part limit	7.5%	New Jersey Courts notice for calendar year 2025

How New Jersey sets the rate

Rule 4:42-11(a) ties the post-judgment rate to the average return of the State of New Jersey Cash Management Fund in the preceding year, rounded to the nearest half percent. Judgments above the Special Civil Part limit of $20,000 carry 2% more. For calendar year 2026 the rates are 4.5% and 6.5%, down from 7.5% for the larger judgments in 2025.

Judgments bear simple interest unless the court orders otherwise or another law applies. The courts publish the next year's rate in a notice to the bar near the end of each year.

A worked example

A $150,000 judgment entered on 12 January 2026 and paid on 9 November 2026 runs 301 days at 6.5%: $26.71 a day and $8,040.41 in all. A $12,000 Special Civil Part judgment over the same days at 4.5% earns $445.32.

Prejudgment interest in tort cases

In tort actions, Rule 4:42-11(b) adds prejudgment interest from the date the action was started, or six months after the cause of action arose if that is later, to judgment, at the same yearly rates. Enter its start date as the judgment date to estimate it. Other states are in the judgment interest calculator for every state.